Terms & Conditions

Last Updated: 30th March 2025

Welcome to Slate Insurance Brokers (SIB). By accessing or using our website (the “Site”), you agree to comply with these Terms of Use. If you disagree, please discontinue use immediately.


1. Acceptance of Terms

By using the Site, you confirm you’ve read, understood, and agreed to these terms, along with our Privacy Policy and applicable laws.

2. Modifications

SIB may update these terms at any time. Your continued use after changes constitutes acceptance. Check this page periodically for updates.

3. Permitted Use

You agree to use the Site lawfully and refrain from:

  • Fraudulent, illegal, or harmful activities.
  • Disrupting Site functionality (e.g., hacking, spam).
  • Infringing on others’ rights (e.g., intellectual property).

4. Intellectual Property

All content (text, logos, graphics, etc.) is owned by SIB or licensors and protected under copyright/trademark laws. No reproduction, distribution, or modification is allowed without prior written consent.

5. Disclaimers

  • The Site is provided “as is” without warranties of accuracy, reliability, or completeness.
  • SIB does not guarantee uninterrupted or error-free operation.
  • Insurance products/services described are subject to separate agreements.

6. Limitation of Liability

SIB will not be liable for any direct, indirect, or consequential damages (e.g., data loss, profits) arising from Site use, even if advised of the possibility.

7. Third-Party Links

Linked sites are not controlled by SIB. We disclaim responsibility for their content, privacy practices, or accuracy. Use at your own risk.

8. Privacy & Data Protection

Your data is handled per our Privacy Policy. By using the Site, you consent to processing under applicable laws (e.g., Zambia’s Data Protection Act).

9. Indemnification

You agree to indemnify SIB against claims/losses from your breach of these terms or misuse of the Site.

10. Termination

SIB may suspend/terminate access for violations, without prior notice.

11. Governing Law & Disputes

These terms are governed by Zambian law. Any disputes will be resolved exclusively in Zambian courts.

12. Contact Us

For questions, contact:
Slate Insurance Brokers (SIB)
SunShareTower, Katima Mulilo Road, Lusaka, Zambia
Phone: +260979583312
Email: info@slateinsurancebrokers.co.zm